What advice do you have for two freelancers getting a mortgage one on fix term PAYE contracts the other on a rolling PAYE contract (which is slightly more stable as this person works in journalism) Will we face difficulty obtaining a mortgage, what documentation will help us secure one?

A question regarding pensions.....is it essential, as a freelancer, to be paying into a private pension? And should you keep collating the multiple pension pots from all the companies you work for, into this one pension? How frequently should this be done?

Are income protection, mortgage protection and/or life insurance essential as a freelancer?

Hello I just arrived to UK on my UK Global Talent Visa in Film. As a freelance newcomer to UK tax law what are some key things I should be aware of?

Hello..as a schedule D self employed freelancer is there a stage at which it's better to have a company? And does all kit bought offset tax by the amount spent? And what about motoring costs etc?

Do you have a base in the North?

is it even possible to get a mortgage as a freelancer? I have been turned down many many times because I am not employed.

Are there any drawbacks to going VAT registered? If not, should we all do it?

Could you break down how much of a tax advantage can be gained from going from a sole trader to a ltd company?

Do you think it's more beneficial for a younger person to invest in an ISA over a pension given the access available?

that was a great explanation of Pension v. ISA, thanks so much!

still trying to work out where I send my question?

Lori has come from the States I think. Lori are you on live?

@GailMorrison Just here in the hub where you asked that question!

Thanks! I own most of my house but still have a quite big mortgage which I'm unlikely to be able to pay off. I'd planned to downsize and pay off the mortgage that way but now I've decided I want to stay where I am. Is it OK to keep a mortgage going, knowing you will never pay it off, and are there lenders out there who offer these mortgages (ie they get their money back when I pop my clogs?)

For self-employed women who have been off for maternity leave, will we need to be back at work for 12 months to get a new mortgage?

I have a Help to Buy ISA. If I want to open a Stocks and Shares ISA, would i have to close the Help to Buy?

i'd love to speak to you at some point soon.

really good session, thanks very much

Thank you very much for this session, really useful.

That was great! Really keen to get the contact info

Fantastic session! Thanks Becs and TJP.

That was very informative. Thanks!

@Christophe Beaupain. I was watching the Talent Manager webinar this evening and wanted to ask a question?
I am a freelance cameraman and immigrated to the UK from South Africa in 2001. I've got my UK passport and pay my tax here.
I have just received my pension from my SA fund and have paid into my UK bank now. I was taxed on the payout to SA Revenue Services as a pension payout. There was no way to do a straight transfer to my UK pension fund. I will be taxed again when I need to draw it.

@ChristopheBeaupain . I also want to buy property. Should I put the pension money into my first property or morgage. I wanted so purchase a property to rent out as I'm living with my friend and will continue to.
Any advice would be really appreciated.